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Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt.
Federal student loans are generally the most attractive loan options due to their low and fixed interest rates and flexible repayment plans.
Below we've ranked the leading student loan refinancing companies. In just 15 minutes you might be able to save ,000.
It is free to apply, and the process usually takes about 15 minutes. You may now have a general idea of how to refinance student loans and how to consolidate student loans, as well as the basics of what each lender offers, but there is much more information you should know before choosing a lender.
Repayment generally starts within 60 days of the disbursement of your loan, and the repayment term can range from 10 to 30 years, depending on the repayment plan you select, your additional educational loan debt, and the amount of your consolidation loan.
In order to consolidate your federal loans, you must be either in your grace period or repayment period.